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Important Information for your consideration
The information set out below is to assist your understanding of the implications of using this site and what will happen to any information provided. This information falls into 3 categories:

Terms & conditions of site usage

Privacy policy statement

Data Protection statement

If you have queries as a result of reading this information please contact us.

Terms & conditions of site usage.
It is a condition of use of this Site that you accept and agree to the following terms and conditions.

While the Company uses reasonable efforts to include accurate and up to date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability for any errors or omissions in the content of the Site.

The Company does not guarantee that this Site or any material on this Site will be accessible by you at any time or at all times. Further, it does not guarantee that use of this Site will be compatible with all hardware and software, which may be used by visitors to the Site.

The Company provides the Site for your general interest and information only. Nothing on the Site is intended to be nor should it be construed as an offer to enter into a contractual relationship.

The Company makes no representation or warranties about the accuracy or suitability of any product or purpose of any content of the Site and all other implied warranties are excluded to the fullest extent permissible under English law. By using the Site you hereby agree not to rely on any of the information contained herein. Under no circumstances shall the Company be liable for any direct, incidental, special, consequential, indirect or punitive loss or damages that result from the use of the materials on the Site or the materials in any sites linked to the Site or any services offered on the Site whether by the Company or its commercial partners. The Company shall have no responsibility in respect of any goods or services bought by you from any other organisation referred to on this Site.

No material from this Site may be copied, uploaded, posted, modified or distributed in any way other than for the purpose of assisting you in your normal dealings with the Company.

You may not create a link to this Site from another website or document without the Company's prior written permission.

Further terms and conditions apply in respect of all services offered or described on this Site. These are available to view at the appropriate location on this Site or may be made available at a later time.

Any third party software which may be downloaded from a site operated by a third party (whether referred to on or linked to this Site) is the responsibility of that party and not of the Company, who shall have no responsibility or liability arising in respect of any loss, damage, viruses or otherwise arising as a result of the downloading by you of such software.

Privacy Policy
We urge all who visit our web site to familiarise themselves with the content of this statement which co-exists with our Terms and Conditions. Together these govern the general principles & usage of our Internet presence.

Prestbury Financial Limited reserves the right to up date or change the content of the Privacy policy at any time so please check it periodically for changes.

Use of this site signifies your agreement with the content this statement; so if you do not agree with its content, then please do not continue to use this site. Continued use of this site following the posting of changes to this statement will be deemed to confirm your acceptance of any changes made.

Prestbury Financial Limited urges you to take every precaution to protect your personal data whilst you are on the Internet. Whilst the Company has taken all reasonable steps to provide a secure environment it cannot guarantee the absolute security of information and you agree to assume the security risk for the information you provide.

As a minimum, we encourage you to change your passwords often, using a combination of letters and numbers, and make sure that you are using a secure browser when you surf the Internet.

Please feel free to contact us with any queries you may have with regard to this statement.

Data Protection
This privacy statement describes how Prestbury Financial Limited collects, uses and safeguards information you provide when using our website.

Personally identifiable information is not required to obtain access to any part of our public sites, but if you choose to withhold such information where it is expressly required, we may not be able to:

Provide access to parts of the site.
Register your interest in our products & services.
Provide information you may have requested.
Contact you.

We will only use any personally identifiable information to:
Process an application form at your request
Register your interest in our products, services.
Contact you where you have asked us to do so.
Market our products or services.

This will include but not be limited to:
Providing the information to and searching the files of one or more licensed credit reference agencies (such agencies will keep a record of such searches to confirm the information and for the purposes of credit assessment or account administration)
To disclose the information to credit reference agencies when requested by them for consideration of any future applications for finance made by you or members of your household/family or for fraud prevention and/or tracing debtors - the agencies may also disclose your information to other lenders for these purposes
To disclose the information to any other company within the igroup group of companies and/or to other potential lenders/mortgagors and/or to mortgage brokers or third parties (e.g. debt counsellors and insurers) for the purposes of assessing your application, and administering and enforcing any subsequent loan which may be granted
Disclosing the data to any third party who replaces Prestbury Financial Limited in its capacity as an arranger of financial products.

Prevention of money laundering
The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

Right of subject access to stored data
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information, which we hold concerning you on payment of a fee.

Usage tracking
Everyone is welcome to search and use our site to view our range of financial products. As you browse our website we log your IP address (the Internet address of your computer not the e-mail address) and other standard tracking data to monitor which parts of our site you visit and how long you stay there. We use this information to help us evaluate our products and services and to generally improve the content of the site. This data could never reveal anything personal about you.

Click through URLs
In some of our customer e-mail communications, we use a device called a "click-through URL." When you click on one of these URLs, you pass through our system before arriving at the web site that is your true destination. Prestbury Financial Limited uses "click-throughs" to determine the level of interest in particular topics and to measure the effectiveness of our communications. We do not share this data with anyone, and we make no attempt to match "click-throughs" to particular email addresses.

If you provide us with your e-mail or other contact details we will ask you if we can use it to send you updates on our products, services and special offers. If you do not want us to contact you, you may decline to receive this information and we will respect your wishes. If you do not decline to receive this information we may use information that you have given us to inform you about new products & services that may be of interest to you. You may request to discontinue receiving information at any time.

Delete/deactivate option
If you would like us to permanently delete or deactivate any personal information from our database, or have your name removed from our mailing list, please contact us
Email: admin@prestbury.com
Telephone number: 01625 591400

Customer Declaration I/We agree that you Prestbury Financial Limited may search the files of a licensed credit reference agency or agencies, who will keep a record of the search, to confirm my/our particulars and for the purpose of credit assessment. I/We agree that you may provide details of this application to a lending company who will also search the files of a licensed credit reference agency or agencies for the same purpose. A record will be kept of such searches and may be used by other lenders in assessing future applications for finance by me/us and members of my/our household and for occasional debt tracing and fraud prevention.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
All loans are subject to status. Written quotations available on request. Calls may be recorded.